Kinecta iclock radio3/30/2023 ![]() If you are interested, be sure to apply as soon as you can to start your new account experience. You might even find yourself earning more than a regular savings account. That being said, you may want to compare them with our best CD Rates: I recommend to take a look at Discover Bank Promotions here *While Kinecta Federal Credit Union has these rates with their launch, their product line is limited. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates. In my opinion, the rates aren’t too competitive and there are definitely better rates out there.Īn online account is ideal for Certificate of Deposits, which require very little maintenance. The difference between them is the minimum opening deposit. There is a large selection of CD lengths to choose from, as well as your choice for Jumbo or a Regular CD account. Fixed, steady growth for your long-term savings needs.Terms available from three months to five years.Grace Period – 7 calendar days before automatic renewal.Beneficiaries – Unlimited, percentages can be assigned, Social Security numbers are required. ![]() Maturing Funds – ACH, Wire ($25), cashier’s check to address on file, internal transfer to Kinecta savings/checking account.Dividends – Compounded/credited monthly, but cannot be withdrawn penalty-free.Funding – ACH, Wire, shared branch transaction.(NCUA Insured) Compare to the best CDs such as Bellco Credit Union 17-Month CD ( 5.00% APY), Sallie Mae Bank 27-Month CD ( 4.85% APY), CIT Bank 18-Month CD ( 4.60% APY), Blue Federal Credit Union 15-Month CD ( 4.80% APY), Quontic Bank 12-Month CD ( 4.45% APY), Sallie Mae 14-Month No-Penalty CD ( 4.40% APY), and Western Alliance Bank 12-Month CD ( 5.01% APY).
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